Mortgages Made Simple with Rick Gundzik

Sunday, November 25, 2007
Home Inspections, What to expect - November 25, 2007
Home inspections are absolutely critical in today's real estate market. In this episode we explain what a home inspection actually provides you.Mortgages Made Simple logo Does it provide you any insurance against home defects, how does it differ from an appraisal, are home inspectors licensed? We answer these questions and much, much more.


Show notes:
California Real Estate Inspector Association
FAQs about home inspections from HUD
Home Inspection Info from the FHA


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posted by Pac Res @ 10:43 AM   0 comments
Wednesday, November 21, 2007
November 22, 2007 - Happy Thanksgiving
Each year we sponsor a charity golf tournament to raise money for research to cure spinal cord injury. Mortgages Made Simple logoWe would like to thank those who participate each year and wish them a Happy Thanksgiving. Click the link, sit back and enjoy watching all the golfers who had a great day while helping a worthy cause.








posted by Pac Res @ 10:32 PM   0 comments
Sunday, November 18, 2007
November 18, 2007 - Read those Mortgage Ads carefully
Is there really a no cost mortgage, is a 1% fixed rate mortgage for real? This week we discuss the 3 most common mortgage advertisements currently being broadcasted Mortgages Made Simple logoon television and the internet.
1) The no closing cost loan...what is the catch? Are there really no costs?
2) The low fixed rate loan that sounds too good to be true. It's most likely an adjustable rate loan.
3) The ever prevalent 1% adjustable rate loan which is always advertised by quoting the low payment you'll be making.

We explain how the loans work and why the ads are deceptive. We also give you a handy link to the Federal Trade Commission's checklist on what to look for in mortgage advertising.




Show notes:
FTC Mortgage ad checklist

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posted by Pac Res @ 10:45 AM   0 comments
Sunday, November 11, 2007
The benefits of an FHA Loan - November 11, 2007
The FHA loan program is a great loan program. It offers the consumer a better alternative to a subprime loan. Mortgages Made Simple logoFHA loans have a more flexible down payment policy which allows gift funds and only a 3% down payment. A borrower can have a non-occupant co-signer and FHA loans allow slightly blemished credit. FHA loans also offer the best adjustable rate mortgage available. And if that isn't enough, FHA loans have a streamline refinance program which saves you time and money.




Show notes:
www.hud.gov
Listen to Show with MMI information (After main topic)
Listen to how to apply for a loan

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posted by Pac Res @ 10:07 AM   0 comments
Sunday, November 4, 2007
The Homebuying Process - November 4, 2007
The homebuying process is a seemingly confusing process if you have never been through it. Mortgages Made Simple logoThis week we discuss each of the steps and tell you what to be aware of. Pre-approval, putting in an offer, escrow, home inspection, appraisal, funding your loan...we cover all that and more.


Listen to The Homebuying Process, broken down and simplified


If you have any specific topics or questions you'd like to have us discuss, please call the listener line at (714) 519-7833 and you might just end up on the podcast.


Show notes: www.realtor.com

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posted by Pac Res @ 10:45 AM   0 comments

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