Mortgages Made Simple with Rick Gundzik

Saturday, October 27, 2007
Califiornia Wildfires and your hazard insurance - October 28, 2007
This week California experienced devastating fires, which should be an eye-opener to everyone who owns a home. Mortgages Made Simple logoMost importantly, does your homeowner's insurance adequately cover you against loss? Do affected disaster victims have any chance for mortgage relief? We also discuss disaster loans and what the Federal Government sometimes will provide to homeowners. And finally, if you were in foreclosure and involved in a disaster, what happens to your mortgage?

Listen to California Wild Fires and hazard insurance information

We'd love to hear your mortgage questions. Call the listener line at (714) 519-7833 and you might just end up on the podcast.


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posted by Pac Res @ 2:38 PM   0 comments
Sunday, October 21, 2007
Caps, Indices and Margins, What does it all mean - October 21, 2007
What are the key components of an Adjustable Rate Mortgage? We explain what caps are, what the most common indices are, and how to use the margin to calculate your interest rate. Mortgages Made Simple logo This can be a confusing topic, but we do our best to break it down and make it easy for you to understand.





Show Notes: Link to Indices



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posted by Pac Res @ 10:21 AM   0 comments
Sunday, October 14, 2007
Can you really payoff your loan in 5 years? - October 14, 2007
A new loan program is being offered that promises to help you pay off your loan faster. Does it really work or is it a marketing gimmick? Mortgages Made Simple logoWe give you our opinion and give you an alternative so you can payoff your loan in 2/3 of the time at no cost to you. Also, what are the downfalls to 100% financing. Lastly, just how high can an adjustable rate mortgage go. Can it reach the maximum interest rate after 1 year or does it take a few years to reach the caps.




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posted by Pac Res @ 10:08 AM   0 comments
Sunday, October 7, 2007
No Closing Cost loans, what's the catch? - October 7, 2007
It seems like everyone is advertising no closing cost loans. What is the catch? Mortgages Made Simple logoDo I get a higher rate? Does it really save me money? Or does it sound too good to be true. We discuss this latest gimmick and weigh the benefits to help you get the best loan. Remember every person's loan is different so it is important to analyze your loan with a qualified loan officer.

Listen to No Closing Costs, what's the catch?

We'd love to hear your mortgage questions. Call the listener line at (714) 519-7833 and you might just end up on the podcast.


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posted by Pac Res @ 11:54 AM   0 comments

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